| 1 | To replace your lost income. |
| 2 | When getting married or having children, to provide money for your family’s everyday living expenses: food, clothing, energy costs and transportation. |
| 3 | To maintain your family’s independence, lifestyle, stability and peace of mind. |
| 4 | When buying a home to pay off mortgage loan on your home. |
| 5 | To provide money and security for your spouse’s retirement. |
| 6 | To pay college tuition for your kids, or to pay off a college loan. |
| 7 | To plan your estate. |
| 8 | To provide for your burial, funeral, medical and final expenses. |
| 9 | To leave money to your church and charity. |
| 10 | To pay off outstanding debts, like auto loan or credit card. |
| 11 | If anyone depends on your financial support, such as your parents or a sick child. |
| 12 | Because life insurance has never been cheaper. |
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